The years before retirement are crucial for maximising your superannuation. With the right advice, a transition to retirement strategy can help you manage income, reduce tax, and make the most of your savings.

Financial advice is essential both before and during retirement. The right plan helps your money last, aligns investments with your risk profile, and ensures tax-effective benefits and estate planning for your loved ones.

Protecting your ability to earn an income is key to securing your family’s financial future. The right cover and support during a claim can make all the difference.

The right structure of your assets and income can boost your entitlements. With ever-changing government rules, timely and tailored advice ensures you make the most of available benefits.

We can help with new mortgages, refinancing, and debt consolidation, as well as SMSF borrowing (LRBA) and commercial financing, providing guidance tailored to your financial goals.

GESB super funds are specialised, and maximising their benefits requires expert knowledge. With over 50 years of experience, we help West Australians make the most of their GESB entitlements.

Les Mumme & Associates can assist you with advice and setting up your salary packaging account with your employer and the company (salary packaging bureau) your employer packages through.

SMSFs offer greater control, flexibility, and potential cost savings. They allow you to invest in alternative assets—like property, loans, private equity, and direct shares—not typically available in standard super funds.

We help you plan and structure your estate to ensure it’s administered smoothly, tax-effectively, and in line with your wishes.

We assist in transferring eligible UK pensions to complying Australian super funds, ensuring a smooth, tax-effective, and fully compliant process.